Paying for experiences is almost like an investment. However hard part is to take the learning into heart and translate into smarter action next times.
Learning in this context means learning to produce more results with less costs and keeping those lessons.
For my personal life I like the metaphor of travelling further with less.
As you learn and gain experience you might learn to separate needs from wants which affects your future decision making.
You might also develop the kind of daring to ditch the following rules occssionally in order to do the right thing.
Wise people also listen to the other peoples mistakes and keep the lessons with them.
Pay quick, learn once and enjoy the life.